No matter how much time you spend on the road as a driver, when you are behind the wheel, whether alone or with a passenger, driving safely is your priority concern. But what happens when a sudden accident takes place and you have to make an insurance claim? Don’t wait until after an accident to be hit with deductibles, rates hikes and lower car resale. Walk away from an accident with no financial loss, all by planning ahead and upgrading to ZERO Deductible coverage at OutofPocket.ca
Buy Safety in advance
Life is unpredictable and anything can happen anytime, especially the things that you never expect. Be always prepared to deal with the contingencies in life with insurance plans. In addition to the primary insurance, Out of Pocket ensures ZERO Deductible claims. Want to know more? We will make things simpler for you.
How to obtain ZERO Deductible claim?
Whenever a car is purchased, it should have a primary insurance. This is because the insurance on a car covers a lot of things but there is somethings left uncovered. Guess what? Let’s start with your deductible (your share of the loss in the claim). Then there is the one not disclosed until renewal, the rate hike. Lastly, they deny this one even exists, lower car resale.
Have a ZERO Deductible, by paying a small fixed monthly amount for OutofPocket.ca Collision Coverage that will cover the aforementioned? Upgrading to ZERO Deductible car coverage means you don’t have to pay any amount up front towards a covered claim or absorb unknown costs down the road.
Connecting with us is easy!
Register with OutofPocket.ca as a car owner and get your car listed, so that you don’t have to pay anything during the claim.
There may be a case when you don’t have a personal car but drive a car owned by others as a driver.
If you are someone who doesn’t own any car but is a licensed Canadian driver, you can also get yourself registered with us and pay no amount during the car claim. But make sure the car your driving at the time of the accident is primarily insured by another company, only then will OutofPocket.ca will reimburse you.
Suppose you have a car insurance deductible of $1,000. The car accident cost is $2,000 in out of pocket expenses, like your upfront $1,000, $500 rate hike on renewal and $500 lower car resale value. Now there is no fear of having rate hikes. What else could you have asked for?
Increase primary insurance coverage and get more out of pocket coverage
Primary car insurance company offers savings up to 20% off the premium if the deductible is increased. Have a discussion with your broker and see if your premium would decrease if you increase your deductible. Increasing your deductible and increasing your out of pocket coverage might be worth it.
You have a peace of mind when you are able to manage the uncertainties of your life. Look at the big picture and realize the benefits of OutofPocket.ca coverage before it’s too late.
Are you curious to know everything about ZERO Deductible insurance and why you should consider the option? You’ve come to the right place. Undoubtedly, insurance terms like deductible and others can make your heads spin.
What is a collision deductible and out of pocket coverage?
Let’s say your primary car insurance provider offers you policy for the full value of your car. This means whenever there is a sudden accident that takes place and your car is damaged, you would think the company would just repair the car or give you the complete amount. That’s, not the case. Your primary insurance company lets you make a collision claim where you don’t have to owe a thing. The are deductibles, rate hikes and lower car resale all to consider before making a claim. This is when Out of Pocket coverage comes into play by changing the rules to make a putting through a primary insurance claim make sense. You can be confident in putting through the claim with Out of Pocket coverage, because your coverage will make your primary car insurance a ZERO Deductible policy and it will also cover rate hikes and lower car resale. Good chance, you will have paid for insurance it will actually fully cover your claim, which is why you bought it in the first place!
Jump on Board to Quick and Easy ZERO Deductible Car Insurance
Gain further peace of mind when driving by choosing affordable coverage to upgrade to ZERO Deductible insurance. All you need is just some basic info and with no background checks, you are on the road prepared for accident out of pocket surprises. ZERO deductible option lets you walk away from a car accident with ZERO money out of pocket towards a deductible.
Having ZEROo deductible car insurance means you selected the coverage options that don’t require you to be out anything in case of an accident.
In today’s insurance marketplace, a or ZERO Deductible insurance is almost non-existent-. For those that do qualify, it is often after decades of being claims free and a loyal customer. Why should the insurance companies select the privileged few who will be offered ZERO Deductible insurance policies? If you had the choice to upgrade to a ZERO Deductible, is it the right thing to do?
First, an insurance deductible is defined as the amount you agree to pay toward the cost of any single claim. When you upgrade to a ZERO Deductible, there is no need to pay extra money out of pocket to the primary insurance company whenever you are making a claim. For those who paid for insurance to cover 100% of claims or can’t afford to pay more during the claim, this proves to be an ideal choice. If your primary insurance company doesn’t have the option of ZERO Deductibles, then look to OutofPocket.ca that can charge you $10 a month in addition to what you are paying to your primary company, without all the tough questions and cancellation fees.
When do you have to pay the deductible?
With primary home or car insurance policy, the full amount of the insurance deductible has to be paid for the claim to be settled. When buying the policy, you agree on the deductible amount with your primary home or car insurance provider. When an accident suddenly occurs, and the damage is more than the insurance deductible, it still may not worthwhile to make a claim due to rate hikes and limits. You can avoid all this complexity and decision making by visiting OutofPocket.ca to buy coverage that leaves you without out of pocket expenses. This makes using the insurance you bought much easier.
Does every insurance company have ZERO Deductible amounts?
If you have a primary insurance policy, check your documents and very good chance a deductible will be stated. It is rare for traditional insurance companies to offer ZERO Deductibles. That’s why you have to rely on a trustworthy company that offers the best ZERO Deductible coverage, like OutofPocket.ca.
Is it really worth?
Indeed it is. Not having to pay a deductible instantly saves you in the event of a claim and makes the decision making process on deciding whether or not the claim straightforward. You followed the rules, paid your premiums, something happens and when its time to get paid back by the insurer, you shouldn’t feel punished. Buying coverage at OutofPocket.ca will help you save a lot of money in the long run.
Overall, ZERO Deductible coverage is a good fit for all those with home or car insurance. No one knows when an accident can take place and few of us take the time to budget for thousands of extra expenses. No one wants to get into an accident and not be able to afford to fix the vehicle. Not having ZERO Deductible coverage will definitely leave the average person a very challenging situation. Therefore, upgrading to ZERO Deductible insurance from a reliable company in Canada is something definitely worth considering!